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What are the difference between public liability and professional indemnity insurance?

Last updated
March 19, 2025

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Public liability insurance and professional indemnity insurance are both business insurance covers designed to cover compensation claims. However, the types of compensation claims they cover can be quite different.

Public liability insurance can cover compensation claims if you're sued by a member of the public for injury or damage, while professional indemnity insurance can cover compensation claims if you're sued by a client for a mistake that you make in your work.

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Small business accountantsPublic vs professional indemnity help
Speak to a small business accountant

Free 20 minute accounting support to discus your business insurance needs.